Contractors Insurance FAQs
What is General Liability?
What is an additional insured?
What do I do if I have a claim?
If a claim occurs immediately contact your agent or broker. They will then ask you a series of questions regarding the claim. Try to gather as much information as you can.
What is a hold harmless agreement?
If I am a sole proprietor, do I need worker’s compensation?
Worker’s Compensation is not required if you have no employees. You can exclude yourself from Worker’s Compensation by obtaining a waiver of Subrogation.
Are employees covered under personal injury in a general liability policy?
Employees have no coverage with respect to injuries sustained by the named insured, its partners or members, or to another employee or volunteer.
What is a Certificate of Insurance?
A Certificate of Insurance is a document which shows the insureds name, liability limits, effective dates of the policy and also the brokers name and address. This form is often requested from clients in order to show proof to insurance or from villages or towns in order to full permits.
What is Workers Compensation?
Workers Compensation insurance provides certain payments to an employee who suffers an on the job injury due to an accident or occupational discase.
If you need assistance in securing workers’ compensation insurance, disability insurance and other types of contractors insurance, contractorsinsurance.org is the premium service to use. We can help you find excellent, reliable coverage for the right price. For more information about workers compensation insurance check out our Workers Compensation FAQ’s or call one of our contractors insurance specialists at 1-800-649-9094 today.