California Contractors Insurance

Commercial Auto and Truck Insurance

Apart from basic General Liability Insurance and Workers Compensation Insurance, there are other kinds of California contractors’ insurance that you’ll probably want to look into. For example, whether you use your own personal vehicle in the course of your business, or you operate what amounts to an entire fleet of vehicles, you will need to have a commercial auto and truck insurance policy of some kind.

As with all other kinds of insurance, commercial auto and truck insurance policies vary in options and coverage depending on the company issuing it. In general, policies you will find on the market today feature basic auto liability coverage, which includes bodily injury insurance and property damage insurance. This basic coverage only guards against damages that you might cause on other people and their property, however; it does not cover damages to your own vehicle. For this you’ll need more extensive physical damage insurance, which covers collisions and other damages caused by outside forces such as nature, thieves and vandals.

As a contractor, you and your employees spend a great deal of time in transit, on-site and in your clients’ properties. Your business might also require you to regularly transport equipment, use or work in close proximity with vehicles you don’t own, and more. You have to ensure that you’re covered for future mishaps in a wide range of areas. If you’re not sure as to the kinds of and extent of coverage that you need, consult with us at ContractorsInsurance.org

For additional queries about California contractors’ insurance, please don’t hesitate to contact one of our specialists today. You can also get a free, no obligation quote on whatever kind of California contractors’ insurance you need right here.