About Contractors Insurance – Contractors Insurance Quotes Done Right.
Contractorsinsurance.org and its affiliates have been servicing the needs of contractors of all types and sizes over the past 25 years. This experience enables us to obtain the best coverage at the lowest price for our 4,500 contractors clients. We can do the same for your business as you start to look for contractors insurance quotes!
Your Coverage Needs To Be Built The Right Way.
As a contractor in today’s day and age, every job you take on comes with its own set of risks. Thus you need the very best options when it comes to contractors general liability insurance, general contractor insurance quotes and contractor liability insurance quotes.
Contracting requires specific obligations and legal responsibilities. If any mistakes are made that cost a client, this client has the right to make a claim against you, and these kinds of claims can become quite expensive for a contractor. In addition, the vast majority of clients today legally require that a contractor be covered by some level of contractors insurance, before any contract is accepted.
Food for Thought
When it comes to getting contractors insurance quotes, there are several important factors to consider. For starters, all clients are granted with a legal recourse by law, which allows the client to claim for any mistakes or negligence on the part of the contractors. An agency contract, in most cases, will not fully protect a contractor.
With proper contractors insurance, a contractor can be fully protected and insured, allowing the contractor to work freely with peace of mind.
What is Contractors Insurance?
Contractors insurance provides protection for a general contractor, developer, or builder, as well as its employees and agents, against lawsuits, liabilities, expenses, or other costs that may result from a claim against the building or property. Examples of these claims include but are not limited to roofing or electrical failure, faults, leaks or safety issues.
Contractors insurance rates and quotes must be sought and selected by the contractor, builder, or developer prior to starting any type of construction project. Acquiring this insurance will help protect the contractor and associated parties against various liabilities.
Who Needs Contractors Insurance?
There are several state laws requiring that contractors have one or more types of contractors insurance. Some of the contractors that need contractors insurance include but are not limited to framers, roofers, landscapers, excavating and foundation contractors, and those who work in demolition. There are also other types of contractors including computer contractors, design contractors, and more, who would benefit from securing at least one type of contractors insurance.
The Different Types of Contractors Insurance
There are many types of contractors insurance, some of which include General Liability insurance, Worker’s Compensation insurance, Commercial Auto & Truck insurance, Inland Marine insurance, and Disability insurance. Bottom line is that when you head out to find the lowest quotes on contractors insurance rates, you need to know that this website has been over delivering them for the past quarter of a century!